Many investors are looking at different options as to how to generate good returns on their investment principle without assuming a large risk or a major input or time commitment on their part. We have been working with this particular investment option with several known clients as a test over the past six months. Our comfort level has steadily grown to the point where we now believe we can safely offer this service to others in the general public, hence the promotion that you responded to.

What is Forex?

Forex refers to the international market that is established for the trading of all major currencies from around the world. All currency exchanges that occur around the globe flow through the Forex market. This market is highly regulated and insured against fraudulent transactions of any kind. All trading occurs through licensed and insured brokerage offices and traders. In essence all profits are generated as a result of a trader being competent in forecasting and capitalizing upon movements of one currency against another generated by current events around the world as they have effect upon the value of each currency against one another. This trading occurs through various markets around the world operating almost six days each week from the earliest opening to the latest closing market.

Risk Management:

All risk is limited or managed by strict stop-loss controls. This offers way less risk than for example an individual stock on the stock market. In the case of stocks if you were to purchase the stock of what turns out to be a company that falls out of favour you can only get out if someone else is willing to purchase your stock on the open market. So for example if you had bought shares like BreEX, Enron or Norte,l when each of these fell out of favour and started dropping like a rock there was no one willing to buy them from you hence you were forced to hold each until they bottomed out in the basement as worthless or relatively worthless paper. You would have had no way out unless you had guessed this in advance of the plummet. You would have had no opportunity to stop your losses unlike the Forex market that allows you out of your position once a predefined price point has been met going up or down. As you can see this offers much more risk management tools versus the conventional stock market especially for the shrewd trader.

We believe this to be an ideal investment tool for the average portfolio since the risk is managed as per the stop-loss controls yet the annual returns generated by a good trader are indeed quite respectable at an average expected annual return of 36%. The amount of profit will vary from month to month with the ebb and tide of the international markets and hence the opportunities that are presented to the trader each month. However the overall average will be quite respectable without assuming high risks to principle. This lends itself to creating a very desirable risk reward issue for the average investors’ portfolio.

As the result of considerable time and expense on the behalf of our trader and his office in creating a very intricate computer trading program this service can now be offered efficiently to individual small investors ($50,00 USD). The more common , less expensive and easier to manage approach is to have all funds placed into what is referred to as a single pooled account. Once in the pooled account the trader simply trades the one account. What is being offered to you here is to have your small individual account traded as if it were one very large pooled account with all the benefits that come with such. The big issue is scales of economy. A large pooled account has enough capital resources to be able to afford to pay for the best of professional full time traders to manage the account profitably on a daily basis. This normally takes an account of a number of million of dollars to be affordable on the basis of fees charged versus the amount of profits generated. In the normal context it is impossible for the small investor to be able to afford such quality of management. Through this very extensive computer program the trader can initiate a single trade that duplicates itself in each of the linked individual accounts. For example if the trader chooses this hour to buy 1% of all managed accounts in Japanese Yen the program will extract 1% from each of the accounts compile it and buy the total of all accounts under management rather than simply getting the 1% from one large pooled account.

The obvious question that comes to mind is why not just use the pooled account approach? Very simple, a pooled account brings along with it some unnecessarily high risks that have been well demonstrated by events of the last year in particular. With the now all too prevalent global paranoia over terrorism along with high-handed government attacks upon accounts, that they deem to hold dirty money, the probability of having your account inadvertently seized is almost a guaranteed certainty. It simply is not "if" a pooled account is going to be seized, it is just a question of when some government peon will believe that one of the investors in the pool may have some questionable activities or the wrong name. Hence they swoop in and seize the entire account.

Do we need an example here? Why did the Brothers initially get all the attention? Simple, there was supposed to be $340,000 out of the 750 million that was apparently money of a drug dealer in Canada that the RCMP were looking for. From that the so called authorities thought it appropriate to attempt to seize everyone’s money and who knows for how long. The end result is that the honest investor with clean money pays a huge price for being in the wrong place at the right time while all these parties do their political posturing withholding everyone’s money for months if not years. Of course while the investigation goes on no one makes any money until some time in the distant future the innocent victims get returned to them inflation eroded dollars with zero earnings. The innocent investors may even get hit with some of the expenses of clearing up the mess. That is quite a price to pay! How many victims do we already know that have had to go back home and\or back to work due to the Brothers problems. Who wants to be part of such a mess?

With segregated individual accounts only linked for computer trading purposes your account cannot be seized as a result of someone else’s wrong doings perceived or otherwise. In essence, someone else’s stink cannot rub of on you or your money preventing you from access to your hard earned funds whenever your heart desires or you happen to need funds to support your lifestyle. The other problem with a pooled account is that the individual investor looses signatory control to who ever manages the account and must rely on that manager to handle all the cash going in or out.

Since the account is in your name or your corporate name only, only you have the authority to extract funds from this account, no exceptions. These funds are of course insured by the brokerage’s insurance just like any other brokerage account in the United States would be. There is zero chance of you being the victim of a fraudulent transactions or loosing one single cent as a result of such.

As part of setting up your account you will have to sign a Limited Power of Attorney in order for our trader to trade your account for you as the investment manager of such. This limited power of attorney does not allow him to transfer or in any way extract cash from your account only you can do that. Also, when your account is set up, you will sign a fee agreement that allows the trader to extract his fees once a month. All the trader can do, based on your signature, is to carry out trades of currencies for your benefit and extract his fees. Otherwise all activity must be directed by you and you alone.

There is total transparency in all trading activity. You as the investor can access your account at the broker website and review account balances, as well as open or closed positions and trades online during the month. You in essence will be able to review what your hired talent has done, working for your benefit, in the daily trading of your account.

You are fully liquid at all times and can withdraw your money at anytime. There is no hold or minimum time commitments on principle or profits.

The taxation of your profits is what ever you wish it to be. If you have the account owned by an S.A. here it is not taxable here as the earnings do not come from a source here in Costa Rica. They are not taxable in the U.S. as the owner is not a U.S. resident. For greatest security from attacks by tax authorities the shareholder of the S.A. should not be a U.S. citizen either but should be layered with an Panamanian IBC or a Trust. We can offer further guidance and advice in creating a proper structure to ensure favourable tax treatment. This of course further enhances the attractiveness of this investment option when one views receiving around 36% a year net to you the investor.

This program is set up in order that the average person can easily manage their own investment with little effort yet enjoy the benefits of a well above average return versus risk. Of course most people do not have the expertise to trade such an account and would require an extensive period in which to gain the knowledge and training to do so. In addition to that, trading of such an account is very time consuming on a consistent daily basis. To be successful one cannot leave their computer while they have a position open on the market that could change in the wink of an eye. This type of trading could hardly be described as a casual arm chair affair, thusly most have little or no desire in which to do this on their own as a business. This program is best suited to someone who is in a retired or semi-retired or full time employed position. This is where hiring the full time manager to handle a much larger portfolio becomes particularly attractive not to mention much less risky in the long run. When structured as we have described, along with a trader with an extensive proven track record, this offers you the investor the ideal situation of strong risk management along with healthy returns all with little personal effort and input. You should be able to adequately follow your investment with less than 15 minutes a month. Not a bad return for the effort extended. Your biggest decision is how much and when to take profits in cash.

The management fee is deducted based on the gross in the account on the first day of the month (payable at the end of the first month of trading but thereafter billed at the beginning of each month).

1. Earnings of 0% - 10% = .03% management fee
2. Earnings of 10% and above = .05% management fee

The trader receives 2\3 of all profits above 1% per month.

The Investor Guarantee is the first 1% each month (after Asset Management Fee) of the profits, giving you 12% per year guaranteed without performance fees.

Of the remaining profits per month you receive 1\3.

All earnings are credited to your account, Asset Management Fees, as well as Performance Fees are debited from your account at the beginning of the following month as per the fee agreement that you signed when your account was opened with the brokerage house.

a) Two of these forms authorize the broker to trade your account only with no withdrawal rights given away. One is entitled "Limited Power of Attorney" and the second is "Disclosure for Managed Accounts."

b) The two additional forms provided by the broker are, "Fee Payment Authorization" and "Disclosure for Clients Introduced by Third Parties." These allow the broker to invoice once a month and to deduct directly from the trading account the fees and no more than the fees agreed upon in the Fee Payment Authorization form.

Thank you for your interest and time in reviewing our program. We trust that this will aid you in assessing whether this service is suitable for your purposes to include in your investment portfolio. We believe that you will find this to be a good balance of security along with above average returns with limited requirement of personal time commitment to ensure the success of the investment.

Regards,